Cookie Policy

This Cookie Policy explains how Myat Finance (“we”, “us”, or “our”) uses cookies, local storage mechanisms, and similar web technologies when you visit our website at https://www.myatfinance.com. This policy should be read alongside our Privacy Policy and Terms of Service.

1. What Are Cookies and Local Storage?

Cookies are small text files placed on your computer or mobile device by websites you visit. They are widely used to make websites work efficiently, remember user preferences, and provide analytical telemetry to site owners.

Local Storage (HTML5) allows web applications to store data locally within your browser with no expiration date. Unlike cookies, local storage data is never transmitted to the server with HTTP requests, preserving user privacy during complex mathematical operations.

2. Zero Server Financial Data Storage Guarantee

All interactive financial calculators, tax comparison algorithms, and amortization planners on Myat Finance run 100% client-side in pure browser memory. We do not use cookies, sessions, or backend servers to store or track:

• Your income, salary slips, or HRA figures
• Your home loan balances, EMI tenures, or interest rates
• Your mutual fund SIPs, portfolio capital gains, or retirement targets

3. Categories of Cookies We Use

A. Essential & Functional Storage (Strictly Necessary)

These technologies are required for core website functionality, security, and responsive UI delivery. They cannot be disabled without impairing website operation.

B. Performance & Analytics Cookies

We use anonymized, privacy-conscious analytics tools (such as Vercel Speed Insights, Google Analytics proxy, and PostHog) to understand site performance, Core Web Vitals (LCP, CLS, INP), and popular calculator workflows. These cookies collect aggregate information without identifying individual users.

C. Advertising & Third-Party Network Cookies (Google AdSense)

Myat Finance is sustained through compliant digital advertising served via Google AdSense. Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this or other websites:

• DoubleClick DART Cookie: Google's use of the DART cookie enables it and its partners to serve ads to users based on their visits to Myat Finance and other sites across the internet.
• Frequency Capping & Fraud Prevention: These cookies verify ad impressions, prevent repetitive advertising, and combat invalid click traffic.

4. How You Can Control and Manage Cookies

You have full control over cookie permissions on your device. Most web browsers allow you to manage or block cookies through their application settings:

• Google Chrome: Settings → Privacy and security → Third-party cookies.
• Mozilla Firefox: Settings → Privacy & Security → Enhanced Tracking Protection.
• Apple Safari: Preferences → Privacy → Prevent cross-site tracking.
• Microsoft Edge: Settings → Cookies and site permissions → Manage and delete cookies and site data.

To opt out of Google's personalized advertising network, visit Google Ad Settings. You may also opt out of participating third-party vendor cookies by visiting the Digital Advertising Alliance (DAA) Choices Tool or Your Online Choices (EDAA).

5. Updates to This Cookie Policy

We may update this Cookie Policy periodically to reflect technological advancements, statutory requirements under the Digital Personal Data Protection (DPDP) Act, or updates to our advertising partners' operating guidelines. Any revisions will be published on this page with an updated revision date.

6. Institutional Governance & Contact

If you have questions regarding our cookie practices, technical data isolation, or privacy architecture, please contact our Institutional Governance Desk:

Myat Finance Editorial & Governance Desk
Email: contact@myatfinance.com
Grievance Officer: Available via Contact Portal
Official Portal: https://www.myatfinance.com