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Interactive Financial Planning Tools

Ditch the spreadsheets. Use our free, dynamic calculators to analyze your portfolio growth and visualize your financial future.

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SIP Calculator

Estimate compounding returns on monthly mutual fund SIP contributions over custom years.

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EMI Calculator

Estimate monthly Equated Monthly Installments (EMIs) and browse complete yearly amortization tables.

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Tax Regime Comparator

Compare estimated income tax liabilities under the FY 2025-26 New Regime vs. the Old Regime side-by-side.

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FIRE Calculator

Calculate your target financial retirement corpus to hit early financial independence (FIRE) in India.

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EPF Calculator

Estimate your retirement EPF corpus based on monthly basic salary, contributions, and annual increments.

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Home Loan Balance Transfer Calculator

Calculate potential interest savings and monthly EMI reductions by transferring your outstanding home loan to another bank.

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Featured Articles & Guides

Jargon-free concepts to strengthen your budgeting, banking, and tax savings strategies.

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Should I Buy This? The 'Value of Time' Formula That Stops Impulse Purchases
Behavioral Finance & Money Psychology
9 July 2026

Should I Buy This? The 'Value of Time' Formula That Stops Impulse Purchases

Before you buy that expensive new gadget or designer clothing, ask yourself one question: How many hours of my life did I have to trade to afford this? Learn how to calculate your True Hourly Wage.

Frequently Asked Questions

Clear answers about using our financial tools, data privacy, and investment calculations.

Are all 200+ financial calculators on Myat Finance completely free?

Yes, 100% of our calculators, planning tools, and guides are free to use. There are no hidden paywalls, subscription fees, or account registration requirements.

Is my financial data saved or sent to external servers?

No. All calculations run strictly client-side inside your web browser. We do not store, log, or transmit your salary, loan details, or investment inputs to any external server.

How much money do I need to reach Financial Independence and Retire Early (FIRE)?

The standard benchmark is 25 times your annual expenses (based on the 4% Rule). You can use our FIRE Calculator to customize this target based on your inflation expectations, current savings rate, and portfolio allocation.

How do I determine whether Old or New Tax Regime saves more tax?

It depends on your total eligible deductions under Sections 80C, 80D, HRA, and Home Loan interest. If your deductions exceed ₹3.75 Lakhs, the Old Regime usually yields lower tax. Use our Income Tax Calculator (FY 2025-26) to view a side-by-side comparison for your exact salary.

What is the difference between Flat Rate and Reducing Balance EMI?

In a Flat Rate loan, interest is calculated on the initial principal throughout the entire tenure. In a Reducing Balance loan, interest is calculated on the remaining outstanding principal, reducing overall interest cost. You can calculate your exact amortization schedule using our EMI Calculator.

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