Financial Goal

1,00,00,000
₹1 L₹10 Cr
15 Yr
1 Y40 Y
12%
1%30%

Required Monthly Investment

19,819/ month

Total Invested

35,67,420

Wealth Gained

+ 64,32,580

Wealth Accumulation Chart

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Frequently Asked Questions

How much SIP do I need to reach 1 Crore in 15 years?

Assuming a 12% annual return, you would need to invest approximately ₹20,017 per month in a Systematic Investment Plan (SIP) to reach ₹1 Crore in 15 years.

What is a Reverse SIP Calculator?

A Reverse SIP Calculator (or Target Amount SIP Planner) allows you to enter your final financial goal (e.g., ₹50 Lakhs) and calculates the exact monthly investment required to reach that target over a specific time period.

Is a 12% return realistic for SIPs?

Historically, Indian equity mutual funds (like Nifty 50 index funds) have delivered 12-14% annualized returns over 15+ year horizons. However, market returns are not guaranteed, so it's wise to use conservative estimates like 10-12%.

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