10,00,000
15 Years
10%
Note: Higher education inflation in India is typically around 10-12% p.a., much higher than retail inflation.
12%
1,00,000
Future Adjusted College Cost
41,77,248
Required Monthly SIP
7,194
Future Value of Current Savings
5,47,357
Funding Shortfall
36,29,892
Projected College Cost vs Current Savings Value
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Frequently Asked Questions
How much will college cost in 15 years?
At 10% education inflation, a course costing ₹10 Lakhs today will cost ₹42 Lakhs in 15 years. IIT/IIM fees have historically inflated at 10-12% annually. International education inflates even faster in INR terms.
When should I start saving for my child's education?
Start as early as possible , ideally from birth. A 15-18 year horizon allows you to invest aggressively in equity (70-80%) and benefit from compounding. Starting at age 10 gives you only 8 years, requiring much larger monthly investments.
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